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12.28.2014 Financial Intelligence Report Bookmark

Somebody Is Wrong

Considering that we’re “smack-dab” in the middle of the Holiday season, I don’t think it would be appropriate for me to sound off on some of the really deep issues that we’re going to need to discuss this year. For now everyone should be enjoying their Holiday season, sharing good times with family and friends, and doing their best to remember the good things in their lives.

That said however, the fact is that “someone” is wrong about things. Either the cheer leading, rah-rah TV people are right and the economy is healing, things are getting better and the nation is about to see a new 10 year expansion….or they’re wrong and the so called doom and gloomers are right. They both can’t be.

12.17.2014 Financial Intelligence Report Bookmark

Naked positions


I'm going to wrap up our two week tutorial session about options. We've discussed what they are, how they work, ways to use them, etc. Today we're going to end with one of the riskier aspects of options trading, called "selling naked". While it is indeed more risky, meaning you have to really manage that risk, along with the risk comes big rewards. So, let's get to it...


As you know if you think a stock is going to rise you can buy a call option and if you are right your call option will appreciate in value. On the other hand, if you think a stock is going to fall you can buy a put on it and sure enough if you are correct and the stock falls your put increases in value and you have made a profit. That being said ... there are other ways to play this option game and in this section we are going to look at one of them. As a technical term it is called "selling a naked put" and although the name sounds a bit kinky...believe me that is the true name. The first thing to keep in mind as we go forward is that this technique is very profitable if done correctly and any time the market is going to reward you with higher profit's...instantly you should think higher risk.

12.10.2014 Financial Intelligence Report Bookmark

What's a Put???

Because of an increased interest in “stock options” lately, we’ve been doing a bit of an introduction to options recently.  On Sunday we explored the idea of what they are and how they function. We discussed the fact that options are no more risky than stocks, and how you shouldn’t be afraid of them at all. They’re simply another tool to use in trading. Then we talked about the basic “call” option.

Today we’re going to look at the other side of the coin, which is called a “put” option.

12.3.2014 Financial Intelligence Report Bookmark

Retirement Talks

For the past few issues I’ve been talking about the things one could do to secure themselves a retirement, so they don’t have to be a greeter at Wal-mart when they’re 75 years old. But it isn’t just “one thing” so to speak, it’s a multi-pronged fork that you need to secure your future. So far we’ve covered such things as buying a “working class” house and renting it out. Not for income, and not to flip, but just so that you have an asset that someone else pays for. Then at the end of the mortgage you have something free and clear you can sell or live in.

We also talked about online investing. The point being that “just having a job” is not enough. The job pays your rent, your food, your insurances, your cars, etc.  But you need something on top of that to use as “savings”. Whether it’s doing side jobs or what have you, we presented the case that if you get a good “market” education, there’s very few things you can do that can make you the kind of money that online investing does, with virtually no manual labor.

11.23.2014 Financial Intelligence Report Bookmark

What’s Your Plan?

What is it? What’s your plan for getting through the next 20 years? Do you have one? Have you ever thought of one? Do you think the madness that we’re witness to every day is normal and somehow it all just sort of works out? If things get really ugly, do you have any plan of action?

Consider something for a moment. The ultra rich are divesting out of “dollars” as fast as they can and the price appreciation in “things’ has been astronomical. Some guy takes a blank canvas, paints half of it black and it sells for 48 million at Sotheby’s. New York apartments that were 10 million a few years ago are being bought up like candy for 100 million. Down here in Florida, the more outrageous the price for a mansion on the water, the more bidders there are for it. Every where we look, the rich are buying “things”

11.12.2014 Financial Intelligence Report Bookmark


Saturday, November 15th, I’ll be traveling to Scottsdale Arizona for the “Financial Fest” being held at the Westin Kierland Resort. So for any of you who live in the area, please come on by and say hello. The event is free, it runs from 8 am to 4 pm, and we’ll be doing a couple live talks. It’s going to be a fun day and I look forward to meeting you!

I Was Dead Wrong

If you think you can play in the financial markets and not be wrong now and then, let me tell you something…you’re delusional. I think that’s why I have such a smoldering hatred for some of the pompous analysts that they drag on TV, because they never say they’re wrong. They always have some excuse to show how “actually they were right”.  

11.9.2014 Financial Intelligence Report Bookmark


Next Saturday, November 15th, I’ll be traveling to Scottsdale Arizona for the “Financial Fest” being held at the Westin Kierland Resort. So for any of you who live in the area, please come on by and say hello. The event is free, it runs from 8 am to 4 pm, and we’ll be doing a couple live talks. It’s going to be a fun day and I look forward to meeting you!

All The Tricks

One of the interesting things about putting out a newsletter for almost 20 years is that we've covered so many topics that you really can't even remember half of them. Think about the sheer numbers for a minute.

11.5.2014 Financial Intelligence Report Bookmark

The Big Sweep

I don’t make a habit of talking politics too much, because frankly I don’t generally like politicians. But there are certain times when you have no choice because the fact is, we get our policies from these lunatics and those policies affect us.

Everyone knows by now that the Republicans swept up Tuesday, and now control both houses of Congress. The bigger question is “why” did they win so big, and of course…does anything change? So first let’s look at the why of things. This is going to wander down some paths you might not have thought of, but I think you’ll find interesting.

10.29.2014 Financial Intelligence Report Bookmark

Excuse Me?

I hesitated to talk about Hillary Clinton’s latest remark because it was a few days ago and certainly everyone has talked about it.  But I do want to spend a minute talking about just how depraved and insane the left is when it comes to reality.

I have a special ugliness when it comes to Lady Hillary.  Back when she was pushing for her version of universal healthcare back in the 90’s, I was a retiring jeweler. I had owned a jewelry repair shop and a couple retail outlets making me the typical “small business owner”. Some might call it being an entrepreneur.  I will never forget the rage I experienced while driving in my car one evening listening to talk radio.

Financial Intelligence Report 10.26.2014 Bookmark

It was really a wonderful piece of timing for me; that my friend and partner Phil Grande from philsgang.com decided to send me an article he’d like to express.  My wife and I were going to be pretty tied up this weekend with some travel, so having an interesting article to publish was mighty handy. So with no further ado, here’s Phil with today’s commentary….


With just 13 days left from this writing before the senate race; who would ever think that under the leadership of the democrats and President Obama (our “liar “N” chief) who’s cornerstone of his administration is lying , deception and deceit  (which is exemplified by his recent statement  “by almost every measure we are better off than the day he took office”) while his record shows more lies and deceit and quite the opposite facts:

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